Fleet Low Interest Credit Card Approval
The lowest interest credit cards are particularly beneficial for those who don't settle their full balance at the end of the month. The March 2009 Experian marketing insight snapshot stated that the average outstanding balance per active charge card was $1,157 at the end of 2008. The larger the outstanding balance, the more that can be gained from an interest free balance transfer or the best credit card deal.
Getting Approval for Lowest Interest Credit Cards
In light of rising levels of default, the most competitive offers will only be made available to those customers who represent the lowest lending risk, yet actively use their cards. Other important criteria are the borrower's credit score, income to debt ratio, employment status and the number of applications for credit that have been made in the last 12 months. Most forms of adverse credit (with the exception of chapter 7 bankruptcy) will no longer appear on a credit report in the U.S. once seven years have elapsed. It is just six years in the UK.
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