Applying For Credit Cards Online
If you've never applied for credit before, start with a department store charge card. Macy’s in particular is easy to qualify for and simple to use if you follow certain guidelines.
How to Qualify for a Macy’s Card
You’ll need a FICO score of at least 500 to get accepted. You should live in your home for a minimum of three months before applying. If you meet those two requirements you'll likely qualify for credit immediately. Even if you have no credit history but a good employment record and a bank account, try to talk the manager into accepting your application anyway.
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